Uncomplicating your financial life with bespoke wealth strategies, institutional insight, and a relentless focus on what matters most—your future.
Unified Finance Solutions was born from a simple observation: financial advice was either too generic or too convoluted. We built a firm that strips away the jargon and focuses on outcomes.
Our team of 120+ fiduciary advisors combines predictive analytics with deeply personal financial planning. We don't just manage your money; we architect your financial life with precision and empathy.
To deliver institutional-grade financial strategies with the clarity and empathy that every individual deserves.
A world where financial wellness is not a privilege, but a universal standard powered by technology and trust.
Radical transparency, fiduciary-first mindset, and the belief that your money should work as hard as you do.
120+ fiduciaries with an average of 18 years experience across market cycles.
AI-driven underwriting cuts loan and account approvals from weeks to minutes.
SOC 2 Type II certified with 256-bit encryption and continuous threat monitoring.
Custom-built financial blueprints tailored to your unique life goals and risk profile.
Direct line to human advisors anytime. No phone trees, no bots, just answers.
Licensed in all 50 states with 18 regional offices and full digital access.
Every financial instrument, meticulously detailed with institutional-grade terms and transparent features.
Conventional, FHA, VA & USDA. Rates from 4.25% APR, close in 21 days. Conforming up to $766,550, jumbo to $2.5M. First-time buyer grants up to $15k.
Federal & private, refinance from 3.5% APR. Income-driven repayment options, PSLF eligible. Deferment up to 36 months, no origination fees.
SBA 7(a) up to $5M, 504 up to $5.5M. Working capital LOC $10k–$500k. 5–25 year terms, approval in 48h for existing clients.
New & used from 3.49% APR, terms to 84 months. 60-sec pre-approval. GAP waiver available, $0 application fee.
Unsecured $1k–$100k, 5.99–24.99% APR. Next-day funding, soft-check prequal, no prepayment penalty. 0.5% loyalty discount.
Purchase & refinance, jumbo to $3M. 30–90 day rate lock, digital closing. Cash-out up to 80% LTV, no appraisal for streamline refi.
Liability, collision, comprehensive. Save up to 30% with telematics. Bundling discounts, roadside assistance, rental reimbursement.
ACA, short-term, HMO/PPO/HDHP. Free subsidy calculator. $5 generic prescriptions, 1M+ providers, $0 virtual urgent care.
HO-3 & HO-5, replacement cost guarantee. Extended replacement 25% above dwelling. Personal property no deductible up to $10k.
PMI for <20% down. Premium 0.2%–1.5% annually. Auto-cancellation at 78% LTV. Pro-rata refund if refinancing within 2 years.
Term, whole, universal. Up to $10M, no-medical-exam options. Child term, waiver of premium, accelerated benefit riders.
BOP starting $42/mo, professional liability, workers' comp, commercial auto. Cyber liability included for tech firms.
Final expense whole life, guaranteed acceptance 50–85 to $25K. Tax-free payout, funeral concierge, no medical exam.
Accident, illness & wellness. 90% reimbursement, any vet. Multi-pet discount, unlimited annual max available.
Trip cancellation, medical evacuation, baggage. CFAR up to 75%. $500k medical max, pre-existing waiver, 24/7 concierge.
4,000+ funds, SIP from $50/month. Expense ratios as low as 0.02%. AI-matched portfolios, ELSS tax saving, no-load available.
Physical bars/coins, ETFs, gold-backed tokens. Segregated vault storage or delivery. IRA eligible, tokenized PAXG trade 24/7.
Commission-free, fractional shares from $1. Extended hours trading, AI screener, DRIP & recurring buys. Level 2 data optional.
Dedicated CFA managers, multi-asset, $100k min. Tax-loss harvesting, alternatives access. Fee 0.65%–0.95% AUM.
Wills, trusts, POA with attorneys. Revocable living trust, health care directive, beneficiary alignment. Flat fee packages.
Market/credit/liquidity hedging. Stress tests, Monte Carlo simulation. QLAC deferred income annuity, insurance gap audit.
401(k), IRA, Roth, Social Security timing. Roth conversion ladder, RMD calculator, 401(k) rollover concierge.
Strategic education funding through 529 plans, education savings accounts, tuition planning, scholarship guidance, and tax-efficient investment strategies to help secure your child’s academic future.
Automated TLH, donor-advised funds, Roth conversion analyzer. Municipal bond ladder, tax-exempt income strategies.
Rewards, cashback, travel. 5% cashback, 0% intro APR 18mo. Welcome bonus $200, balance transfer 0% for 21 months.
NFC tap, peer transfers, QR. Apple Pay & Google Pay compatible. Loyalty card integration, competitive forex rates.
Instant transfers, zero fees, split bills. Real-time rail, recurring requests, purchase protection for eligible goods.
Merchant processing for e‑commerce. 2.59% + $0.09 per card, 0.5% for ACH. Recurring billing, 135+ currencies.
Fee-free, 55K+ ATMs, instant lock/unlock. Round-up savings, out-of-network fee refund up to $10/mo.
Centralized utilities, subscriptions, loans, rent. Auto-pay scheduling, eBill integration, pay anyone.
Combine debts, lower interest 40–60%. Credit cards, medical bills. Single monthly payment, no prepayment fee.
Negotiate to settle for less. 40–60% reductions, 24–48 month programs. In-house attorneys, no upfront fees.
Licensed attorney consultation, Chapter 7 & 13 analysis. Credit rebuilding toolkit, automatic stay protection.
Protect major household appliances including refrigerators, ovens, washers, dryers, dishwashers, and HVAC units with comprehensive repair and replacement coverage.
Coverage for wiring, circuit breakers, outlets, electrical panels, switches, and built-in systems to keep your home safe and powered.
Safeguard your plumbing system with coverage for pipes, leaks, drains, water heaters, faucets, and essential fixtures to prevent costly repairs.
Comprehensive protection for your vehicle, covering unexpected repairs, component failures, and essential systems to keep you safely on the road.
Protect against costly mechanical failures with coverage for engines, transmissions, drive systems, and other major vehicle components.
Minimize unexpected expenses with coverage for eligible repair costs, replacement parts, labor charges, and approved service center repairs.
"Unified Finance Solutions's advisors don't just manage my portfolio; they understand my family's legacy. The estate planning was flawless and deeply personal."
"I consolidated my student loans and started investing with Unified Finance Solutions. The interest rate I got was incredible, and the app makes tracking everything a breeze."
"Finally, a financial group that answers the phone. My advisor helped me navigate a complex business expansion with clarity and confidence."
Reach out. Whether you're ready to start or just exploring, our team is here to listen.
Our team will reach out within 24 hours.